Land Contract

Land Contract An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make period...
Posted by: Linda Bagley
Categories: Mortgage Info

Closing Costs When Buying or Refinancing a Home

Closing Costs When Buying or Refinancing a Home This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimat...
Posted by: Linda Bagley
Categories: Mortgage Info, Residential Real Estate Listings

Documenting Your Assets – Verifying Your Down Payment

Documenting Your Assets – Verifying Your Down Payment When buying a home, it is not enough to just “come up” with the money. With the exception of “no asset verification” loans, lenders w...
Posted by: Linda Bagley
Categories: Mortgage Info

Your Savings and Down Payment

Your Savings and Down Payment Your First Step Toward Buying a Home When preparing to buy a home, the first thing many Homebuyers do is look at “homes for sale” ads in newspapers, magazines and listings on ...
Posted by: Linda Bagley
Categories: Mortgage Info

Title Insurance When Refinancing Your Loan

Title Insurance When Refinancing Your Loan Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also e...
Posted by: Linda Bagley
Categories: Seattle Title & Escrow

Closing and Title Costs

Closing and Title Costs It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the d...
Posted by: Linda Bagley
Categories: Seattle Title & Escrow