Your Access to Free Credit Reports

Linda Bagley
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies: Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to … Read More

Help Protect Seattle Houseboats

Linda Bagley
Seattle Houseboats need your help!  Proposed regulations from DPD that are currently under review by Seattle City Council could have negative effects on this wonderful, iconic Seattle community. Details of what is being proposed by DPD and the counter-proposal by Lake Union Liveaboard Association (LULA) can be viewed on LakeUnionLiveaboard.com. Simply put, DPD has created confusing,vague proposals that allow the city to use it’s discretion to  allow or not allow houseboats as it … Read More

Houseboat Lending Program Suspended through Seattle Metropolitan Credit Union

Linda Bagley
Seattle Metropolitan Credit Union has suspended Houseboat lending stating they are “at our policy concentration limit”. Very dissapointing news! In addition they state “Floating home loan program will continue to be offered with 15 year and 20 year fixed rate/term offerings. We will no longer offer the 30 year amortization with 15 year balloon product.” Additionally SMCU states they are approacing their concentration limit on some docks which might limit … Read More