Seattle Shoreline Master Plan Receives Final Approval Ecology Director Maia Bellon signed the final approval for the City of Seattle’s Shoreline Master Program on Monday June 1, 2015. The updated SMP will go into effe...
New Credit Scoring Available to Consumers and Lenders This is pretty exciting news for those of us who prefer not to use credit cards and prefer to pay cash for what we buy. You will now have a number and a grade A, B...
Posted by:
Linda Bagley
Categories:
Mortgage Info
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies: Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once every 1...
Posted by:
Linda Bagley
Categories:
Mortgage Info
The No-Cost Thirty Year Fixed Rate Mortgage There really is no such thing as a “no-cost” mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, pro...
Posted by:
Linda Bagley
Categories:
Mortgage Info
The Advantages of Different Types of Mortgage Lenders What kind of lender is “best?” If you ask a loan officer, “What kind of lender is best?” it is going to be whatever kind of company he work...
Posted by:
Linda Bagley
Categories:
Mortgage Info
Types of Mortgage Lenders Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans which they sell directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan in...
Posted by:
Linda Bagley
Categories:
Mortgage Info
FICO Score – a Brief Explanation When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time. What you may not expect is that th...
Posted by:
Linda Bagley
Categories:
Mortgage Info
Closing Costs When Buying or Refinancing a Home This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimat...
Posted by:
Linda Bagley
Why Do You Need Title Insurance? It’s a term we hear and see frequently — we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you&#...
Posted by:
Linda Bagley
Categories:
Seattle Title & Escrow
